Delivery Rider Tax Tracking
How to Check Form 26AS and AIS for Delivery Riders
- 📄 Form 26AS Passbook
- 🔍 AIS Full Summary
- 💳 Section 194-C (1%)
- ⚡ Free App TDS Check
Written and reviewed by CA Sagar Batra
Tax Records Snapshot
Form 26AS
- Official tax passbook
- Shows TDS cut by Swiggy/Zomato
AIS (Annual Information)
- Detailed financial summary
- Shows payouts + feedback option
You ride all day, drop off order after order, and earn every rupee the hard way. But when you check your bank account, a small amount is missing from each payout. That missing amount is called TDS, and here's the part most riders don't know: you can see every single rupee of it in two simple records called Form 26AS and AIS.
Why does this matter? You can't claim a refund you can't see. These two records show exactly how much money the government is holding in your name. And when you file your income tax return, your refund is calculated straight from these figures.
This guide walks you through both records in plain language. You'll learn what Form 26AS and AIS are, how to open them, and how to read your Swiggy, Zomato, Blinkit, or Zepto entries. For the full money-back picture, you can also read our complete guide on TDS refund and ITR filing for food delivery riders.
What Is Form 26AS? (For Delivery Riders)
Think of Form 26AS as your tax passbook. It's an official record kept by the Income Tax Department that shows all the tax linked to your PAN.
For you as a rider, this is where the magic happens. Every time a platform like Swiggy or Zomato cuts 1% TDS under Section 194-C, that amount lands in your Form 26AS against your PAN.
Here's what your Form 26AS shows:
- TDS deducted by each platform, with the deductor name and amount
- The quarter in which the tax was deducted
- Any advance tax or self-assessment tax you paid
What Is AIS (Annual Information Statement)? (For Delivery Riders)
AIS is a wider, more detailed summary of your full financial year. If Form 26AS is a passbook, AIS is the complete story.
The AIS for a Swiggy rider (or any platform rider) shows your TDS plus extra details you won't find in 26AS. It gives a fuller view of your money movement for the year.
Here's what you'll see in your AIS:
- Payment and receipt entries from delivery platforms
- TDS deducted, which should match your Form 26AS
- A feedback option to flag any wrong entry
Why bother with AIS too? Because it gives you the bigger picture. Cross-checking AIS against Form 26AS helps you catch mistakes before you file, so your refund doesn't get stuck later.
Difference Between Form 26AS and AIS for Delivery Riders
Both records overlap, but they aren't identical. Each one has a job. Here's a quick side-by-side look:
| Feature | Form 26AS | AIS |
|---|---|---|
| What it shows | TDS + taxes paid | TDS + full financial activity |
| Detail level | Basic | Detailed |
| Feedback option | No | Yes (flag wrong entries) |
| Best use for riders | Confirm TDS deducted | Cross-check + correct errors |
The smart move? Use both together. Form 26AS confirms your TDS, and AIS lets you double-check the full picture and fix errors. For a deeper breakdown, read our full guide on ITR forms and tax records for gig workers.
Step-by-Step: How to Download Form 26AS
Good news: this takes only a few minutes on the income tax portal. Just follow these steps:
- Visit the income tax e-filing portal and log in with your PAN and password.
- Go to the e-File menu, click Income Tax Returns, then select View Form 26AS.
- Confirm the redirect to the TRACES portal when prompted.
- Select the assessment year and choose your format—view it online or download it as a PDF.
- Open the file. If you downloaded the PDF, it may ask for a password (usually your PAN in lowercase followed by your date of birth in DDMMYYYY format).
Here's a quick tip: check that all the platforms you rode for appear as separate deductor entries. If you delivered for both Swiggy and Zomato, you should see both names listed.
Want a faster way to check? You can also run a quick TDS status check by PAN without digging through the full statement. That's the fastest option when you just want to know how much TDS was deducted.
Step-by-Step: How to Check AIS on the Income Tax Portal
Your AIS lives on the same portal, just under a different menu. Here's how to open it:
- Log in to the income tax e-filing portal using your PAN.
- Go to Services on the top bar, then select AIS.
- Choose the correct financial year.
- Open the AIS tile to view your full statement.
- Review the TDS and receipts sections to spot your platform entries.
You can download AIS as a PDF too. Like Form 26AS, it may need a password to open (usually your PAN in lowercase plus your date of birth). One more tip: if any figure looks off, use the built-in feedback option right inside AIS to flag a wrong entry without leaving the portal.
How to Read TDS Entries for Swiggy, Zomato, Blinkit, and Zepto
Now let's decode what you're actually looking at. When you do a TDS check as a delivery partner, these are the columns that matter:
- Deductor name: This is the platform. It may appear as a legal company name, not the app name you know.
- TDS amount: The 1% cut taken under Section 194-C.
- Section code: For delivery work, this should read 194-C.
- Date/quarter: When the tax was deducted during the year.
The most important step? Add up the TDS from every platform you rode for. That combined total is your potential refund. If you delivered for Swiggy, Zomato, Blinkit, and Zepto in the same year, all four amounts add up to one refund claim. Learn more in our guide on how to claim TDS refund for delivery riders.
What to Do If Your TDS Is Missing or Wrong
Don't stress if something looks off. This is common, and it's usually fixable.
✔ Possible Causes
- Platform filed its quarterly TDS return late.
- PAN was entered incorrectly by the platform.
- PAN and Aadhaar aren't linked, causing a mismatch.
✖ How to Fix It
- Wait a few days if the return was filed late.
- Use the AIS feedback option to flag incorrect amounts.
- Contact platform support if your PAN is misrecorded.
- Link PAN and Aadhaar immediately on the portal.
Frequently Asked Questions
Do delivery riders need to check both Form 26AS and AIS?
Yes. Form 26AS confirms your TDS, while AIS gives the fuller picture and lets you flag errors. Checking both keeps your refund accurate.
How do I find my Swiggy or Zomato TDS in Form 26AS?
Look under the deductor entries. The platform may appear under its legal company name, so match it using the TDS amount and the 194-C section code.
Why is my TDS not showing in Form 26AS as a rider?
Usually because the platform filed its TDS return late, your PAN was entered wrong, or your PAN and Aadhaar aren't linked. Cross-check with your payout statements and flag it in AIS if needed.
Can I check my TDS without logging into the income tax portal?
Yes. You can run a quick TDS status check by PAN, or check your TDS for free in the Easy Return app across all platforms in one place using our free online TDS checker.
What is the password to open my Form 26AS or AIS PDF?
It's usually your PAN in lowercase followed by your date of birth in DDMMYYYY format.
How much TDS do delivery platforms deduct?
The standard rate is 1% under Section 194-C. If your PAN isn't linked with Aadhaar, the rate can jump much higher.
Does AIS show my total earnings from delivery apps?
Yes. AIS shows payment and receipt entries from platforms, along with the TDS deducted, giving you a fuller view than 26AS alone.
What if the TDS amount in 26AS and AIS don't match?
Compare both against your payout records. If one is wrong, use the AIS feedback option to flag it before you file.
Ready to Claim Your TDS Refund?
Every rupee of TDS you spotted in Form 26AS and AIS is refundable—as long as your income is below the taxable limit. That money belongs to you, not the government.
- Download the Easy Return app and check your TDS for free across all platforms in one place.
- File your rider ITR in minutes for just ₹199 + GST.
- Get your refund credited straight to your bank account.
Don't let your money sit with the government any longer. Claim your TDS refund online today and get back every rupee you've earned! Check out the required documents in our guide on documents required for delivery rider ITR filing.
Disclaimer: This article provides general information regarding tax procedures for gig workers and delivery partners. Tax laws and filing guidelines are subject to updates. Please consult a qualified tax professional for personalized assistance.
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